How entrepreneurs earn their spot.
We do not list anyone who walks in the door. Here is what it takes — and how your capital is protected along the way.
Every stage removes noise.
How entrepreneurs earn their spot on RetornaCapital.
We do not list anyone who walks in the door. Every entrepreneur went through months of structured training, graduated from a recognized program, then passed our own due diligence. Less than 40% of ESO graduates make it to listing.
- 101 · STAGE
Accepted into an ESO program
Competitive admission into Fundación Colabora, Gloria de Kriete, Bridge for Billions, CAMTIC, or similar.
- 202 · STAGE
Months of structured training
Business model validation, financial planning, customer discovery, market testing. Not a weekend workshop.
- 303 · STAGE
Program graduation
Only those who complete everything and prove commercial viability get certified.
- 404 · STAGE
RetornaCapital due diligence
Financials, team, growth potential, impact metrics. A second filter on top of the ESO's.
Investment with purpose. Returns with roots.
Real capital. Measurable impact. Shared pride. Structured as equity, revenue-share or debt — sustainable 3-5% returns built to last as microfinance.
Three steps. No tricks.
From discovery to backing, the whole flow is designed for transparency without friction.
Browse vetted founders with real data: sector, location, capital goal, projected return, story.
Save favorites and share a signal of intent. The founder sees your interest at whatever privacy level you choose.
Commit capital when a project is ready to close. Retorna coordinates the transfer and the quarterly reporting.
Of 100 applicants, 12 make the list.
Each number reflects months of real work. We'd rather turn founders away than risk your capital.
How we protect your capital.
Deed, escrow, and signatures handled by Retorna. Zero informality.
Sales, jobs, returns. Auditable by every investor.
Founders don't self-publish. Everything passes through Retorna first.
5% on capital mobilized. No hidden costs, no fees to the founder.
What people usually ask.
What makes this different from a remittance?
A remittance covers this month's bills. Productive capital builds a decade. RetornaCapital is a second channel, not a replacement.
How is my money protected?
Legal contracts, escrow, quarterly reporting, KYC on every investor. Institutional structure, not informal.
Can I withdraw my capital?
Depends on the instrument. Each project spells out term, return, exit conditions. Read before you commit.
The next step is yours.
Create your account and start building a portfolio with purpose.
Create investor account